DMCI Homes Reservation & Requirements Guide (2026)
The complete step-by-step guide to DMCI Homes reservation requirements, payment options (ADA, virtual accounts, PDCs), and document deadlines for local and OFW buyers.
DMCI Homes Reservation & Requirements Guide (2026)
Securing your dream property with DMCI Homes is a structured, step-by-step process. Whether you are locally employed or transacting remotely as an Overseas Filipino Worker (OFW), this guide outlines the official steps, costs, and documents required to reserve a unit and complete your payment setup.
Executive Summary: Deadlines at a Glance
| Phase | Timeline | Requirements | Action Item |
|---|---|---|---|
| Phase 1: Hold & Lock | Day 0 | Online Registration, Reservation Form, Fee (₱30k unit / ₱10k parking) | Lock unit in inventory |
| Phase 2: Initial Docs | Within 7 Days | 2 Valid IDs, TIN Verification, Computation Sheet | Settle preliminary checks |
| Phase 3: Final Setup | Within 45 Days | Post-Dated Checks (PDCs) or ADA, Virtual Bank setup, SPA (if abroad) | Sign Contract to Sell (CTS) |
1. Phase 1: Initial Reservation & Holding Requirements
To lock in your preferred unit, block it from the inventory, and freeze the current price list, you must complete the following:
A. Online Client Registration
Before paying anything, you must be registered in the DMCI Homes portal. This allows you to hold units for free briefly while your paperwork is finalized.- Accredited Portal Link: Register Online here
B. Reservation Agreement Form
The official document specifying your contact information, chosen unit, parking slot, and payment terms. Your CityQlo advisor will assist you in filling this out digitally.C. Reservation Fees
- Unit Reservation: ₱30,000
- Parking Slot Reservation (Optional): ₱10,000 (highly recommended if you plan to own a vehicle)
Note: Reservation fees are non-refundable but are fully deductible from your total contract price / down payment. Make sure you are 100% committed to the unit before sending payment.
2. Phase 2: Document Checklists (Due in 7 Days)
Within 7 calendar days of paying your reservation fee, you must submit:
1. Valid Identification
You must present copies of two (2) government-issued photo IDs (with three signatures on the side of the photocopy). Accepted IDs include:- Philippine Passport (Highly preferred)
- Unified Multi-Purpose ID (UMID)
- Driver''s License
- PRC ID / SSS Card / Pag-IBID ID
2. Tax Identification Number (TIN) Verification
A valid Philippine TIN is legally required for all property registrations. You can submit:- BIR TIN Card / ID
- BIR Form 1904 or 2316
- Official BIR digital TIN verification slip
3. Signed Computation Sheet
The payment schedule generated by your advisor showing the exact breakdown of the down payment, monthly amortization, and estimated closing fees.4. Marriage Certificate
If the primary buyer is a married female using her married surname, a PSA Marriage Certificate is required to verify legal name changes.3. Phase 3: Payment Options & Final Documents (Due in 45 Days)
To move from reservation to official ownership, you must establish a payment method for your monthly equity. DMCI Homes accredits 4 main options:
1. Post-Dated Checks (PDCs)
- How it works: You issue local Philippine checks covering the monthly down payments.
- Alternative: If you do not have a personal local checkbook, you can use a friend''s or relative''s checkbook alongside an Authorization Letter signed by the account owner.
2. Auto Debit Arrangement (ADA)
- Set up direct monthly withdrawals from your local Philippine bank account with accredited partners (BDO, Metrobank, BPI).
3. Bills Payment Option
- Pay monthly down payments via accredited remittance centers (ideal for OFWs). Make sure to state your complete Client ID and Project Reference Number when sending.
4. Robinsons Virtual Bank Account
- Best for Overseas Buyers: We can assist you in opening a dedicated Robinsons Bank virtual account. You can wire your monthly payments directly to this account from anywhere in the world, and it transfers automatically to DMCI.
4. Remote Buying & Special Power of Attorney (SPA)
If you are an OFW working abroad or are physically unable to sign the Contract to Sell (CTS) in the Philippines, you can assign a representative (Attorney-in-Fact).
- The Process: Download the official DMCI SPA template, fill out the representative''s details, sign it, and have it consularized/apostilled in the country of your residence.
- Learn More: Check out our comprehensive OFW remote real estate guide for details on authenticating documents remotely.
Frequently Asked Questions (FAQ)
Can I change my unit after paying the reservation fee?
Unit transfers are subject to developer approval and depend on availability. A transfer fee of ₱5,000–₱10,000 may apply, and the price list of the new unit will follow current rates.What happens if I miss the 7-day document deadline?
DMCI reserve the right to automatically cancel the reservation and release the unit back to the public market. Always coordinate closely with your advisor if you need a short extension.Can a foreign citizen reserve a unit?
Yes! Foreigners can fully own and register condominium units in the Philippines under their name, provided the project''s foreign ownership limit (40%) is not exceeded.CityQlo Advisory
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